Resilient economies are ecosystems, able to respond to change and shocks. As natural ecosystems act to create the conditions for more life, so economic ecosystems act to create the conditions for more exchange.
Mutual Credit Services works with on-the-ground partners to weave our collaborative finance tools into platforms that serve different sectors of the economy. These projects are carefully designed and tested to meet immediate user needs, with community wealth building, the circular economy, and rebuilding the commons as key emergent outcomes.
As providers of technical, governance, policy, and analysis services with a commitment to ongoing support, our consultancy work always has ‘skin in the game’ – we have a vested interest in ensuring that whatever we co-design has a sustainable business model. Our support is always on a contractual basis – networks own their own infrastructure and data, and are encouraged to develop commons governance capacity.
We have several projects in various stages of development, each of which will serve as proof-of-concept for a different platform. Together, these will form the earliest building blocks of a global Credit Commons. We expect these diverse initiatives to provide both the inspiration and a solid evidence base for rapid replication and federation into a viable, dynamic, and equitable economic ecosystem, supported by our social franchise business model.